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Natural disasters like floods, hurricanes, and hailstorms can cause significant damage to your vehicle—often when you least expect it. Many drivers in Pennsylvania are surprised to learn that not all damage from natural events is automatically covered under basic insurance.

To get financial protection for events like flooding or storm damage, you'll need comprehensive coverage on your policy. This type of insurance helps pay for repairs if your car is affected by anything outside of a collision—including falling trees, water damage, or even a lightning strike. In Pittsburgh, with unpredictable weather and occasional heavy rains, it's something worth considering.

If you're trying to find coverage that fits your needs without breaking the bank, check out this option for cheap auto insurance in Pittsburgh that includes comprehensive protection.

Stay aware of seasonal weather patterns, park your car in a garage if possible, and review your coverage regularly so you're not caught off guard when nature strikes.